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Click to watch our short tribute video above.
As Memorial Day approaches each year, many of us prepare for long weekends, outdoor barbecues, and the unofficial start of summer. But woven into the fabric of this holiday is something much deeper—something solemn, sacred, and far too important to overlook. Memorial Day isn’t just another date on the calendar. It’s a time set aside to reflect on the lives of those who died while serving in the United States Armed Forces. It’s a day of remembrance—for sacrifice, for valor, and for love of country. Yet often, one part of the story is left in the shadows: the quiet grief of those who survive the loss. The families. The ones still standing when the uniform is folded and the final salute is given. Behind Every Flag, a Name At first glance, Memorial Day might look like a sea of flags planted in rows on grassy hills. But behind every flag is a name. And behind that name is a story—a life once full of promise. These men and women were more than soldiers. They were parents, siblings, sons, daughters, and friends. They laughed, dreamed, and hoped. And at some point, they made a decision: to serve their country, fully aware that it might cost them everything. Their sacrifices didn’t just protect a piece of land—they preserved the freedoms we exercise each day without a second thought. From the right to speak freely to the ability to vote or raise a family in peace—these liberties were secured by the blood of the brave. The Families Left Behind What’s often forgotten is that the loss doesn’t end with the service member. For every soldier who doesn’t return home, there’s a family whose life is forever changed. Spouses wake up to silence. Children grow up with a photo in place of a parent. Parents carry a grief no words can touch. These families didn’t enlist, but they live with the weight of war just the same. Their strength is remarkable. Many of them continue forward with grace and quiet courage—holding onto memories while still showing up for life. Memorial Day belongs to them too. Their sacrifice is ongoing. Their loss, immeasurable. At Lowe Dreesen Miller, we want to honor not just the fallen, but the families who carry their legacy. You matter. Your pain is seen. Your sacrifice is not invisible. More Than a Day Off It’s easy to let Memorial Day blur into a three-day weekend or a retail event. But if we’re honest with ourselves, we know it’s meant for something more. It’s meant to stop us in our tracks—to remind us of the cost of what we too often take for granted. This day asks for more than a post on social media. It asks for reverence. For gratitude. For remembrance. Whether you attend a service, teach your children about the meaning behind the day, or simply pause for a moment of silence—these acts matter. They anchor us. They remind us that freedom came at a price, and real people paid it. Carrying the Legacy Forward The greatest way to honor those who gave their lives is to live lives worthy of their sacrifice. That doesn’t mean we have to do something grand. It means doing the small things with integrity. It means showing up for one another. It involves being good neighbors. It involves actively participating in our communities. We stand up for what is right, even when it's challenging. At Lowe Dreesen Miller, these are more than ideas—they shape how we work and how we serve. Justice, honor, and truth matter. They’re not just values we respect—they’re values we try to live out. To the Ones We’ve Lost—and the Ones Who Remember To every fallen hero: we remember you. Not just on Memorial Day, but every day your absence is felt and your story is remembered. To every family still carrying that loss: your strength inspires us. Your sacrifice humbles us. We haven’t forgotten. This Memorial Day, let’s pause long enough to feel the weight of what it means to be free. Let’s take time to remember—not just as a formality, but as a way of life. You are not forgotten. And you never will be. — From all of us at Lowe Dreesen Miller 
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What the research shows—and why legal representation often results in higher settlements.  Did you know that hiring a personal injury lawyer, such as Lowe Dreesen Miller, almost always results in more compensation for your injury, better medical care, and less expense for you? Insurance companies and their adjusters strive to give compensation and care that best serve their bottom line. Legal experts like ours at Lowe Dreesen Miller put you and justice first. Personal injury attorneys have years of experience dealing with insurance companies, negotiating claims, understanding case valuations, and navigating the court system. We also have relationships with top hospitals and doctors who can provide accurate and sometimes otherwise unaffordable medical evaluations, such as advanced MRIs. All of this typically results in better healthcare, better and larger settlements, and justice served for our clients. Consider these findings from national studies and research. The Effect of Legal Counsel: Study Results Research from the Insurance Research Council (IRC) The Insurance Research Council (IRC) studied whether individuals involved in a personal injury case received higher compensation when they hired a personal injury law firm like Lowe Dreesen Miller in Waynesville, MO. The IRC found that those who secured legal assistance were compensated nearly 3.5 times higher than those who settled directly with an insurance company. That could mean the difference between receiving $10,000 or $35,000, or $25,000 versus over $87,000! The study by the IRC revealed that individuals who had legal representation secured 85% of all insurance payouts for bodily injury claims. This suggests that those without an attorney may face significant challenges in obtaining fair compensation—or may not receive a settlement at all. In contrast, only 15% of insurance payouts were awarded to claimants who navigated the process without the assistance of a personal injury lawyer. Additional Research Supporting Higher Settlements Extensive research proves that legal representation leads to significantly better financial outcomes for plaintiffs:
While case outcomes can vary and no results are guaranteed, a study by Lawyers.com revealed that 91% of individuals who hired an attorney received compensation, compared to just 51% of those who handled their cases alone. Even after factoring in contingency fees, claimants with legal representation secured nearly three times more compensation than those without legal counsel. Furthermore, the 2023 update of the report found that most personal injury settlements ranged between $3,000 and $75,000, with an average payout of $52,900. Lawyers.com Research of Federal Court Data on Compensation with Legal Representation Although the specifics of each case determine compensation in personal injury lawsuits, the federal court data examined in this article from Lawyers.com shows that median awards and settlements differ significantly depending on the kind of claim made. The following information was taken from federal court documents between 2002 and 2022 on compensatory damages awarded following trials and settlements:
While hiring an attorney significantly increases the likelihood of a larger settlement, several other factors can affect the final payout: 1. Severity of Injuries and Damages More severe injuries often lead to larger compensation, as medical expenses and long-term care costs are higher. The highest settlements typically come from cases involving traumatic brain injuries, spinal cord injuries, and other life-altering conditions. 2. Comparative Negligence In some states, compensation is lowered proportionately if the victim bears some of the blame for the accident due to comparative negligence laws. A victim's compensation will be lowered by 25%, for instance, if they are determined to be 25% at fault. In Missouri, we follow a pure comparative negligence system, meaning fault can be shared among multiple parties. The percentage of fault assigned affects how damages are distributed. Several factors are considered when assigning fault, such as:
3. Negotiation Strategies Insurance companies often start with low settlement offers to minimize payouts. Individuals without legal experience may accept these offers without realizing they could negotiate for a higher amount. A skilled personal injury lawyer can challenge these tactics to secure better compensation. Lowe Dreesen Miller strongly recommends that anyone involved in a personal injury case consult us before agreeing to any settlement. You can politely inform insurance adjusters that you want to consult with an attorney before making any decisions. Lowe Dreesen Miller Only Charges a Fee If You Win At Lowe Dreesen Miller, we handle personal injury cases on a contingency fee basis, meaning our fee is deducted from your compensation. We are happy to discuss this arrangement further in a free consultation. You should never hesitate to contact us in a personal injury case—there is no charge for a consultation and no fee unless you win compensation. You can also watch our video: “Can I Afford a Lawyer?” Conclusion Studies consistently show that hiring a personal injury attorney increases your chances of receiving a larger settlement compared to handling a claim alone. Whether negotiating with insurance companies or pursuing a court case, legal counsel can significantly impact the outcome. Hiring a qualified lawyer is often the best decision for accident victims to ensure fair compensation. References Cited with Links in the Article:
 Quick Read Questions and Answers from this Article Could engaging a personal injury lawyer potentially enhance the amount of your settlement? Yes—significantly. A study from the Insurance Research Council found that individuals who hired a personal injury attorney received settlements that were nearly 3.5 times higher than those who handled the case independently. That’s not just a small bump—that’s the difference between $10,000 and $35,000. In fact, 85% of all insurance payouts for bodily injury go to those who have legal representation. Why do people with attorneys get better settlements? Because a good personal injury lawyer isn’t just about filing paperwork. At firms like Lowe Dreesen Miller, you’re working with professionals who understand how the system really works. They have been taking care of clients for over 30 years and understand the system. They understand how to deal with insurance companies and don't mind being aggressive on your behalf if they feel you're not getting justice for your injury. At Lowe Dreesen Miller, based on experience, we know what your case is worth and what your compensation should look like. We will push back on lowball offers. We also ensure you will get the best in medical evaluation along the way. In the end, that often means better care and a bigger settlement. It’s not just legal representation—it’s strategic advocacy with real impact on your health and your future. Is it worth hiring a lawyer even if you have to pay a fee? Absolutely. Most personal injury attorneys, including Lowe Dreesen Miller, work on a contingency fee basis. This means you only have to pay if we win for you. Research from Lawyers.com found that even after legal fees, represented clients still received nearly 3x more compensation than those who didn’t have an attorney. Our policy is, "No win, no fee." What types of injury cases tend to have the largest payouts with legal help? Of course, injury severity matters. The biggest settlements typically come from cases involving spinal cord injuries, traumatic brain injuries, or serious medical malpractice. These are horrific, life-changing injuries and deserve to be compensated justly and in representation of the major life impact they create. For example, in federal court data reviewed by Lawyers.com:
How does Missouri’s comparative fault law affect personal injury compensation? Missouri follows a pure comparative negligence system. That means if you’re partially at fault, you can still recover damages—but they’ll be reduced by your percentage of fault. For example, if you’re 25% responsible for an accident, you’d still receive 75% of the settlement. This makes hiring a lawyer even more important—so your case is presented accurately and fairly. When should someone contact a personal injury lawyer after an accident? As soon as possible--before speaking to insurance adjusters. Insurance companies often make quick offers hoping you'll settle for less than your case is worth. At Lowe Dreesen Miller, consultations are free, and there's no fee unless you win. You’re not just hiring legal help—you’re hiring a team committed to fighting for justice and securing the best outcome possible.  
Watch this short, heart-warming video
Adoption is more than a legal process; it is an act of unconditional love, a testament to the resilience of the human heart. Each adoption story is woven with joy, hope, and often, the bittersweet beauty of waiting. As we celebrate love this month that included Valentine's Day, we take special time to celebrate the families who have opened their hearts to adoption, embodying the true meaning of love.
For Lillie Starnes, one of our clients, the journey to adoption was filled with uncertainty, but it was also a journey of deep gratitude and trust: "I initially harbored doubts about the process related to our case, but those concerns were promptly alleviated. Every part of the adoption was handled with such care and professionalism... We will forever be grateful for being part of such a special time in our lives." Tim and Michelle also know the deep emotions of adoption, the fear, the hope, and the ultimate joy of welcoming a child into their family: "We can’t thank Lowe Dreesen Miller enough for making this adoption happen. I recall entering, filled with fear at the prospect of losing Micah. But we were encouraged every step of the way, through every challenge—even the shutdown of the courts. And yet, we were still granted the adoption. Thank you for the love and support." For some, adoption is the culmination of years of longing. It is a love story written in the wait. As Pattie shared: "It took us many long, painful years of disappointment and setbacks to get here. But at last, our child carries his last name, and I have peace of mind. Ephesians 1:16: ‘I have not stopped giving thanks for you, remembering you in my prayers.’" As the saying goes, “Where there is great love, there are always miracles.” People often describe adoption as a courageous step, embracing the unknown in return for the deepest love conceivable. It is proof that love is not bound by biology but by the willingness to open one's heart and home. David Lowe of Lowe Dreesen Miller felt blessed to be part of the process for Pattie and her family. Adoption is not just about finding a child for a family; it is about finding a family for a child. As one adoptive parent shared, “The moment I met you, I knew you were meant to be mine. I may not have carried you in my womb, but I carry you in my heart forever.” These words capture the essence of what makes adoption extraordinary—love that knows no limits, no restrictions, no conditions.
There is beauty in the selflessness of birth mothers, who make the courageous decision to place their child into the arms of another, believing that love is expansive and capable of reaching beyond boundaries. As one quote expresses, “Not flesh of my flesh, nor bone of my bone, but still miraculously my own.” Love makes a family, and adoption is love personified.
Waiting is an unavoidable part of adoption, and while it can be painful, it is a period filled with expectation and faith. “Patience is not the ability to wait, but the ability to keep a good attitude while waiting.” Every adoptive parent knows the anticipation, the longing, and the silent prayers whispered each night. “I’m in love with a child I haven’t yet met.” This feeling is shared by countless waiting families, whose love for their child begins long before the first embrace. For many, adoption is an answer to a prayer. “For this child we have prayed, and God has granted us.” The journey is not always easy, and there are moments when it feels like the road is too long, the obstacles too great. But “The pain that you’ve been feeling can’t compare to the joy that’s coming.” Love is always worth the wait. Adoption is an act of courage, not just for adoptive parents but for birth mothers as well. “I chose adoption for my baby not because I didn’t want her, but because I love her.” Birth mothers give a part of themselves, a sacrifice rooted in love, to ensure their child’s future. And for every adoptive family, there is gratitude beyond words for the life they have been given the privilege to love. This Valentine's Day and every day, we celebrate those miracles—the families, the children, and the love that binds them forever. Love is patient, love is brave, and in the journey of adoption, love always finds a way home. At Lowe Dreesen Miller, we are honored and blessed to be involved in so many adoptions over the years. Our thoughts, hearts, and hopes become a part of each family we are blessed to help unite. If we can ever help you or someone you know with an adoption or guardianship, please don't hesitate to contact us at 573-888-8888. Adoptions are one of our favorite journeys to be a part of.
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Adoptions and Guardianships Personal Injury Representation Estate Planning Criminal Defense 
Waynesville, MO – Lowe Dreesen Miller, a prominent law firm based in Waynesville, Missouri, is proud to announce a significant legal victory on behalf of a client who suffered severe injuries from contact with a downed electrical wire. Attorneys David Lowe and Matt Dreesen successfully obtained a $2.87 million jury verdict against a major cable company, marking the largest personal injury award in Pulaski County and the surrounding counties in more than three decades.  The case centered on a plaintiff who endured life-altering health complications after being shocked by a fallen wire. Through meticulous preparation and compelling advocacy, David Lowe and Matt Dreesen demonstrated the cable company's negligence, leading to the historical jury award.  "This verdict underscores our unwavering commitment to seeking justice for and protecting those harmed by corporate negligence," said David Lowe, Managing Partner of Lowe Dreesen Miller and a seasoned trial attorney with over 35 years of experience. "We are extremely pleased to secure a verdict that not only provides our client with the means to address his medical needs but also sets a precedent for accountability in our community."  Matt Dreesen, a trial attorney with more than 30 years of experience litigating personal injury cases nationwide, emphasized the significance of the case. "This verdict is a testament to the power of persistence and the importance of holding companies accountable for their negligent operations," said Dreesen. "Our firm works tirelessly to ensure that clients receive the justice and compensation they deserve, and we are proud to have delivered that here." Lowe Dreesen Miller has a long-standing reputation for protecting the rights of the injured and fighting to secure the compensation they deserve. With offices in Waynesville and St. James, Missouri, the firm specializes in personal injury law, including cases involving slip and fall accidents, trucking accidents, wrongful death, and more. About Lowe Dreesen Miller Since 1990, the attorneys at Lowe Dreesen Miller have been committed to providing experienced, professional legal representation with a strong focus on client results. The firm specializes in protecting the rights of the injured and fighting to get the compensation they deserve. For more information, visit www.ldmlawyers.com. For more information about this case or to schedule a consultation, please visit www.ldmlawyers.com or contact: Lowe Dreesen Miller, LLC 117 North Benton Street Waynesville, Missouri 65583 Telephone: (573) 888-8888 Lowe Dreesen Miller, LLC 120 S. Jefferson Ave, Suite 111 St. James, MO 65559 Telephone: (573) 888-8888 Note: This press release is for informational purposes only and does not constitute legal advice.  Experiencing an auto or motorcycle accident can be overwhelming, especially if injuries are involved. Dealing with insurance claims afterward only adds to the stress. Understanding the claims process and knowing the steps to take immediately after an accident can make a significant difference in ensuring you receive the compensation you deserve.
At Lowe Dreesen Miller, we’ve found that many people are unsure of what to do immediately following a crash. Taking the right actions can protect your rights and help you avoid common pitfalls when dealing with insurance companies. This guide is designed to help individuals in St. Robert and the surrounding areas navigate the aftermath of an accident, offering clear and actionable advice to support you every step of the way. Understanding the Insurance Claims Process in St. Robert and Surrounding AreasNavigating the insurance claims process can seem complex, but knowing the steps involved makes it much more manageable. The process begins with notifying your insurance company about the accident as soon as possible. This step ensures the timely submission of all required documentation and initiates your claim. Once the claim is filed, an insurance adjuster will be assigned to your case. Their role is to investigate the accident, assess damages, and determine the compensation amount. Providing accurate and detailed information about the accident—such as the location, time, and sequence of events—is essential. Photos of the scene, visible damages, and a police report (if available) are also critical pieces of evidence that can help validate your claim and speed up the process. Steps to Take Immediately After a Crash in St. RobertTaking the right steps immediately after an accident can protect your health and your legal rights. Here’s what to do:
Common Challenges When Filing Insurance ClaimsFiling an auto or motorcycle accident claim comes with its own set of challenges. Some common issues include:
If you’re in St. Robert or the surrounding areas and need help with an insurance claim, Lowe Dreesen Miller is here for you. Contact us today for a free consultation to discuss your case and learn how we can help secure the compensation you deserve. Call Lowe Dreesen Miller at 573-888-8888.
A short heartwarming Christmas video portraying the blessing brought to our Fort Leonard Wood families by the Trees for Troops organization.
At Lowe Dreesen Miller, we are deeply grateful for the service and sacrifice of our soldiers, veterans, and their families—here in Fort Leonard Wood and across the nation. During this season of giving, organizations like Trees for Troops remind us of the power of simple acts of kindness. This wonderful program delivers Christmas trees to military families, spreading joy and creating special holiday memories. Below, you’ll find a short video and photos capturing the smiles and warmth this event brings. We encourage you to learn more and support Trees for Troops at www.TreesforTroops.org. Be sure to look through the pictures below from a Fort Leonard Wood Flickr page by clicking the arrows on the sides of the photos. They capture the moments so well. Merry Christmas, and thank you to all who serve! 
 response,counties As the holidays approach, it’s a time to reflect on the blessings we enjoy and the people who make our community a better place to live. At Lowe Dreesen Miller, we are deeply thankful for the small-town values that connect us in Pulaski County and the surrounding counties, and the hardworking individuals who dedicate themselves to serving others. From Fort Leonard Wood to Waynesville, St. Robert, and beyond, we are inspired by the sacrifices of our military personnel, veterans, first responders, teachers, and community leaders. A Special Thank You to Our Community Heroes We want to express our heartfelt gratitude to the following groups for their selfless contributions:
 outreaches, orHow You Can Show Gratitude This Holiday Season This season, we encourage you to take intentional steps to show your gratitude. Here are some simple yet meaningful ways (with links for more information) to express your thanks and give back: 1. Write Letters of Appreciation Encourage your family to write thank-you notes or letters to a local teacher, police officer, firefighter, military member, or veteran. A few kind words can make a big impact and brighten someone’s day. 2. Create Care Packages Assemble small care packages with items like snacks, hygiene products, and notes of encouragement for deployed service members, veterans, or first responders. Here is information from the USO on how to show appreciation with care packages. You can also donate to organizations like the USO or Wounded Warrior Project to support their work with care packages. 3. Volunteer in the Community Dedicate time to serving alongside local organizations that help those in need. Consider bell-ringing for the Salvation Army, being inovloved and supporting your local church Christmas activities and outreaches, or volunteering at a local food pantry or shelter. 4. Give Back Through Donations If your time is limited, consider supporting charitable organizations in Pulaski County that make a difference in our community. Here are a few options:
 At Lowe Dreesen Miller, we’re grateful to be part of a community that values service and sacrifice. Let’s take time this season to thank those who make a difference in our lives and work together to spread kindness and joy.
From all our attorneys and staff at Lowe Dreesen Miller, may God bless you all with a wonderful holiday season.  Cybersecurity is important for everyone, but military families face extra challenges. Frequent moves and deployments make it harder to keep personal information secure. It's easy to feel overwhelmed by the many online threats out there, but there are simple steps you can take to protect your data. Fort Leonard Wood has an enormous amount of turnover, with families moving in and out of our area continually. For military families, each move means new risks. New homes mean new internet connections, and new schools mean new online accounts. Each new set-up is a chance for cybercriminals to strike. Deployments add another layer of risk, with loved ones sharing sensitive information over long distances. In fact, the Military Times reported, "Those who serve the nation are finding themselves at a much greater risk of being the victims of cybercrime and identity theft, according to a recent study by the Federal Trade Commission.Active duty service members are 76 percent more likely to report that an identity thief misused one of their accounts, such as a bank account or credit card, according to the FTC." Being aware of these unique challenges is the first step to better cybersecurity. By understanding these risks, military families can be better prepared to protect their data. This guide will explore practical tips and steps for staying secure online. Understanding the Unique Cybersecurity Challenges for Military Families Military families deal with unique cybersecurity challenges due to their lifestyle. Frequent relocations mean constantly setting up new internet connections and accessing different networks. Each new connection poses a potential risk, as unfamiliar networks can be more vulnerable to attacks. Deployments add another layer of complexity. Family members might have to share sensitive information over long distances. This can include personal details, financial information, or even confidential military-related data. The chances of this information being intercepted or misused increase during deployments. Additionally, children in military families may have to change schools often. Each new school requires setting up new online accounts and profiles, which can expose personal information. Schools may have varying degrees of cybersecurity measures, making it harder to ensure consistent protection. Understanding these unique challenges is important for military families. It helps them recognize potential risks and take proactive steps to protect their data. Awareness and preparation can make a big difference in keeping personal information secure. Essential Online Security Practices for Everyday Use Protecting personal data online starts with simple daily habits. Here are some basic practices to keep your information safe: 1. Strong Passwords: Use complex passwords that include letters, numbers, and symbols. Avoid using easily guessed information like birthdays. Change your passwords regularly. Use complex passwords with a combination of capital letters, lowercase letters, numbers, and symbols. The more you can incorporate lowercase, uppercase, symbols and numbers, the more secure it becomes. The trick is to have something that is secure AND memorable. One suggestions would be using the first letter of each word in a sentence you and family members will remember. An example might be "Aunt Lois loves Jim, Nancy, and 1 Dottie." You could use your family names, of course, but this would translate to "ALljn&1d" This makes it easy for you to remember, but hard for hackers to break. 2. Two-Factor Authentication: Enable two-factor authentication (2FA) on all accounts that offer it. This adds an extra layer of security by requiring a second form of verification, like a text message code. 3. Secure Networks: Avoid using public Wi-Fi for sensitive transactions. When using public networks, connect through a Virtual Private Network (VPN) to encrypt your data. 4. Update Software: Keep all your software and devices updated. This includes operating systems, browsers, and any apps you use. Updates often include security patches that protect against new threats. 5. Antivirus Software: Install and regularly update antivirus software on all your devices. This helps detect and remove malicious software before it can cause harm. 6. Beware of Phishing Scams: Be cautious of emails or messages asking for personal information. Verify the sender's identity before clicking on links or opening attachments. 7. Backup Data: Regularly back up important data to an external hard drive or secure cloud service. This ensures you have access to your information even if your device is compromised. By following these basic security practices, you can significantly reduce the risk of cyber threats. These steps are easy to implement and can make a big difference in protecting your personal data. Protecting Sensitive Information During Moves and Deployments Frequent relocations and deployments bring unique risks for military families. Ensuring your personal data is safe during these times takes careful planning. Here are steps to help protect your information: 1. Secure Devices: Ensure all your devices are password-protected and encrypted. This adds an extra layer of security if your devices are lost or stolen during a move. 2. Manage Physical Documents: Keep important documents like social security cards, passports, and birth certificates in a safe place. Use a lockbox or encrypted digital files for storage. 3. Monitor Mail: Notify the post office and important service providers of your move ahead of time. Consider using a mail forwarding service to ensure you receive all important correspondence. 4. Update Passwords: Change passwords for all your accounts immediately after moving. This prevents unauthorized access in case someone gained information during the move. 5. Shred Unnecessary Papers: Shred any documents that you don’t need before discarding them. Personal information on bills or old records can be used for identity theft. Deployments require additional caution. Avoid sharing sensitive information through unsecured channels. Use encrypted email services and communication tools whenever possible. Inform your family about the security measures they should follow while you are deployed. By being proactive, you can keep your sensitive information safe during these transitions and minimize the risk of data breaches. Steps to Take if Your Personal Data is Compromised Even with the best precautions, data breaches can happen. If your personal information is compromised, taking quick action can minimize damage. Here are the steps to follow: 1. Change Passwords Immediately: Start by changing passwords for all your accounts. Use strong, unique passwords for each account to prevent further access. 2. Notify Financial Institutions: Contact your bank and credit card companies to inform them of the breach. They can monitor your accounts for suspicious activity and take steps to protect your finances. 3. Place a Fraud Alert: Put a fraud alert on your credit report by contacting one of the three major credit bureaus: Equifax, Experian, or TransUnion. This makes it harder for thieves to open new accounts in your name. 4. Review Account Statements: Check your bank and credit card statements for any unauthorized transactions. Report any discrepancies to your financial institution immediately. 5. File a Report: Report the identity theft to the Federal Trade Commission (FTC) and your local police department. Keep a copy of the police report and FTC complaint for your records. 6. Monitor Your Credit: Keep an eye on your credit report to catch any new fraudulent activities. You are entitled to a free credit report every year from each of the three major credit bureaus. Taking these steps quickly can help limit the damage from a data breach and make the recovery process smoother. Stay vigilant and monitor your accounts regularly. Conclusion Military families face unique challenges when it comes to cybersecurity. Frequent moves and deployments make it harder to keep personal information safe. However, by understanding these challenges and following the practical tips provided, you can protect your sensitive data effectively. Always remember the importance of secure online practices, especially during times of transition. Stay informed about the latest security measures and be proactive in protecting your information. Taking these steps can help ensure your personal data remains secure, giving you peace of mind. At Lowe Dreesen Miller, in Waynesville, MO, near Fort Leonard Wood, we specialize in helping our military families. Combat veteran David Lowe and veteran Matt Dreesen have been honored to serve in demanding assignments throughout their careers and ultimately in the rank as Colonels in the Judge Advocate General’s Corps. Whether you are facing an adverse administrative action, rebuttal preparation, or need other legal representation, our attorneys have the experience and insight to effectively fight for your rights. You can read more about our military legal experience, by clicking on our Military Law page here on our website. We also handle Criminal and Traffic Law, Wills, Trust, Estate Planning, Adoptions, and Personal Injury Cases. Call us today at 573-888-8888 if you feel we can be of help. We are always honored to help our military.   Getting into a car accident in St. Robert can be a stressful and confusing experience. Knowing what steps to take immediately after the accident can make a significant difference in ensuring your safety and protecting your rights. It's essential to stay calm and focused, even though your emotions might be running high.
In the moments following an accident, your first priority should be to ensure that everyone involved is safe. This includes checking for injuries and calling for medical assistance if needed. It's crucial to act quickly and efficiently to prevent further harm and begin the process of documenting the incident. Once everyone is safe, you'll need to start gathering information and documenting the accident scene. This helps provide a clear record of what happened and can be invaluable when dealing with insurance companies and any potential legal actions. By following these steps carefully, you can navigate the aftermath of an accident with greater confidence and peace of mind. Ensure Safety and Call for Help If you are involved in a motorcycle accident on I-44, your top priority should be ensuring everyone's safety. First, check yourself and others for injuries. If anyone is hurt, call 911 immediately to get medical assistance on the way. Moving injured people can cause further harm, so it’s best to wait for professionals unless there’s an immediate danger. After assessing injuries, it's crucial to move to a safe location if possible. Turn on hazard lights to alert other drivers, and if the accident is minor, try to move your bike off the road to prevent additional collisions. Staying out of traffic reduces the risk of further accidents and ensures a safer environment for everyone involved. Document the Accident Scene Thoroughly Thorough documentation of the accident scene is important for any future insurance claims or legal actions. Start by taking clear photos of the vehicles, road conditions, and any visible injuries. Be sure to capture multiple angles to provide a comprehensive view. These photos serve as crucial evidence, painting a clear picture of what occurred. In addition to photos, gathering witness statements can be extremely helpful. Ask any bystanders if they saw the accident and if they’re willing to provide a brief statement. Write down their contact information and a summary of what they observed. Having multiple perspectives can bolster your account of the incident, making the claims process smoother and more accurate. Ensure Safety and Call for Help In the event of an accident, the first priority is ensuring everyone's safety. We need to assess the situation quickly and see if anyone is injured. If there are injuries, it's crucial to call 911 immediately for medical assistance. Even if injuries seem minor, it's better to err on the side of caution and get professional help as soon as possible. Additionally, make sure to move to a safe location, away from the flow of traffic, to avoid further accidents. After ensuring that everyone is safe, it's time to call local law enforcement. The police can secure the scene and create an official accident report. This report will be valuable when dealing with insurance claims or any potential legal actions. Never admit fault or make statements about the cause of the accident to anyone other than the police. This helps in avoiding any implications that may affect future investigations or claims. Document the Accident Scene Thoroughly Thoroughly documenting the accident scene is essential. Start by taking clear photographs of the vehicles involved, showing different angles to capture the extent of the damage. Make sure to include any skid marks, road conditions, and relevant traffic signs or signals in the pictures. These details can help reconstruct what happened and are invaluable when filing an insurance claim or pursuing legal action. It's also helpful to take notes about the accident. Write down your own account of how the incident occurred, including the exact time and location. Recording weather conditions and any other pertinent observations can also be useful. Don't forget to gather contact information from any witnesses. Their statements can provide an unbiased perspective and support your version of events. Thorough documentation ensures that you have all necessary information to back up your claims and helps lawyers and insurance companies handle your case more effectively. Exchange Information with Other Parties Exchanging information with other parties involved in the accident is a crucial step. We need to collect names, phone numbers, addresses, driver's license numbers, and insurance details from all drivers involved. Make a note of the make, model, and license plate number of each vehicle. This information is essential for filing insurance claims and, if needed, for any legal proceedings. It's equally important to stay calm and composed during this exchange. Avoid discussing fault or getting into confrontations. Simply focus on gathering the necessary details. Confirm the accuracy of the information exchanged to avoid any discrepancies later. Having accurate and complete information makes the process of handling insurance claims and legal issues more straightforward. Notify Your Insurance and Consider Legal Assistance Once the immediate tasks at the accident scene are handled, it's time to notify your insurance company. Call them as soon as possible to report the accident and provide them with all the details you've collected. Most insurance companies require prompt notification to begin the claims process. Provide them with the police report number, photos, and any other documentation to support your claim. In some cases, especially if there are significant damages or injuries, it may be wise to seek legal assistance. A lawyer can help navigate the complexities of insurance claims, ensure you receive fair compensation, and protect your legal rights. Consult a trusted attorney to discuss the specifics of your case and determine the best course of action. Having professional legal support can make a significant difference in the outcome of your situation. Final Thoughts Handling the aftermath of an accident involves several critical steps. Ensuring everyone's safety, thoroughly documenting the scene, exchanging information, and contacting your insurance company are all essential actions. Being prepared and knowing what to do can make a challenging situation more manageable. If you find yourself dealing with an auto or motorcycle accident and need legal assistance, don't hesitate to seek help. At Lowe Dreesen Miller, we are dedicated to providing the support you need to navigate the complexities of your case. Contact us today to discuss your situation and explore your options for achieving the best possible outcome. Stay safe and informed on the road.  Motorcycle accidents are a serious concern in St. James, and understanding the causes can help us stay safer on the roads. Whether you are a seasoned rider or new to motorcycling, being aware of the potential hazards is crucial. St. James is a beautiful place with scenic routes, but it also has its share of dangers that every motorcyclist should know about.
Motorcycles offer less protection than cars, making motorcyclists more vulnerable in accidents. This makes it all the more important to identify common causes of crashes and take steps to avoid them. Our exploration of the top causes of motorcycle accidents in St. James aims to equip all riders with the knowledge they need to navigate safely and confidently. By understanding the factors that contribute to these accidents, we can be better prepared and more cautious on the road. In the following sections, we'll break down the common hazards, examine how driver behavior impacts motorcycle safety, delve into environmental factors, and share preventive measures. Through this comprehensive look, our goal is to promote safer riding practices and reduce the number of motorcycle accidents in our community. Common Hazards Leading to Motorcycle Accidents in St. James Motorcycle accidents in St. James often happen because of several common hazards. One significant hazard is poor road conditions. Potholes, gravel, and uneven pavement can cause a motorcycle to lose balance or skid, leading to a crash. Another common issue in St. James is road debris, such as fallen branches or loose stones, which can be especially dangerous for motorcycles. These hazards are harder to see and can cause sudden loss of control. Intersections pose another significant risk. Drivers often fail to see motorcycles when making turns or crossing intersections, leading to collisions. Poor visibility from objects like parked cars, trees, or buildings can block a driver's view, increasing the risk of accidents. Recognizing these common hazards helps us understand the importance of staying vigilant while riding in St. James. Driver Behavior and Its Impact on Motorcycle Safety Driver behavior significantly impacts motorcycle safety in St. James. Distracted driving is one of the leading causes of accidents. When drivers are texting, eating, or adjusting the radio, they are not paying attention to the road and may not see motorcycles. Speeding is another dangerous behavior. Drivers going too fast may not have enough time to react to a motorcycle, leading to severe collisions. Aggressive driving, such as tailgating or erratic lane changes, also poses a threat to motorcyclists. Sometimes, drivers simply don't respect the space of a motorcycle and follow too closely, leaving no room for sudden stops. Understanding how driver behavior impacts motorcycle safety can help us be more cautious on the road and encourage better habits for everyone. Environmental Factors Contributing to Motorcycle Crashes Environmental factors play a significant role in motorcycle accidents on the roads of St. James. Weather conditions such as rain, fog, and high winds make riding a motorcycle more challenging and dangerous. Wet or icy roads can cause tires to lose traction, making it difficult for motorcyclists to maintain control. Fog reduces visibility, which can lead to drivers not seeing motorcycles until it is too late to avoid a collision. Other environmental factors include poorly maintained roads and inadequate signage. Roads with cracks, potholes, and uneven surfaces present serious risks to motorcyclists. Inadequate signage or obscured road signs can lead riders into unexpected hazards or confusing traffic patterns, increasing the likelihood of accidents. When motorcyclists are aware of these environmental challenges, they can take extra precautions to ensure their safety. Preventive Measures to Stay Safe on St. James Roads Staying safe on the roads of St. James requires taking several preventive measures. First, always perform a pre-ride check. Inspect the motorcycle's tires, brakes, lights, and fluid levels to ensure everything is in good working order. Wearing proper protective gear, including a DOT-approved helmet, gloves, and padded clothing, is crucial for reducing injury in case of an accident. It is also essential to follow traffic laws and practices that promote safety. Maintain a safe speed and keep a safe distance from other vehicles. Use your signals to communicate your intentions to other drivers and stay out of blind spots. Be especially cautious at intersections and make yourself as visible as possible by wearing bright or reflective clothing and always using your headlights. Taking a motorcycle safety course can also provide valuable skills and knowledge that can reduce the risk of accidents. Practicing defensive riding techniques, such as anticipating potential hazards and being prepared to react quickly, further enhances your safety on the road. Conclusion Motorcycle accidents in St. James often result from a combination of common hazards, driver behavior, and environmental factors. By understanding these risks and taking proactive steps to mitigate them, we can enhance our safety and enjoy our rides more confidently. While hazards like poor road conditions and distracted drivers will always be present, practicing safe riding habits and continuously improving our skills can make a significant difference. If you or a loved one has experienced a motorcycle accident in St. James and need a St. James law firm, Lowe Dreesen Miller to help. We specialize in personal injury cases and are dedicated to ensuring you receive the justice and compensation you deserve. Contact us at Lowe Dreesen Miller to schedule a free consultation and let us guide you through the legal process. Your safety and rights are our top priority. |
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Lowe Dreesen Miller LLC
117 North Benton Street Waynesville, Missouri 65583 Telephone: (573) 774-3122 Facsimile: (573) 774-6164 |
Lowe Dreesen Miller LLC
120 S. Jefferson Ave, Suite 111 St. James, MO 65559 Telephone: (573) 774-3122 Facsimile: (573) 774-6164 |
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